You May Be Asked To Have A Medical Exam Before Being Covered By Medical Insurance

You May Be Asked To Have A Medical Exam Before Being Covered By Medical Insurance: A medical exam may be requested before you are able to receive medical insurance. There are many reasons for the requirement of a medical exam. Your health will be evaluated and used to price your coverage. If your health is good and you are not involved in anything the insurance company finds dangerous or high risk your rates will be as low as possible. Insurance companies vary in what they determine to be high risk or dangerous but most agree that smoking, drinking, or participating in extreme sports are considered high risk. You can even be penalized for your occupation if the insurance company finds it dangerous.

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